EcoHouse Brazil, Minha Casa Minha Vida and the Mid West

Map locator of Brazil’s Mato Grosso do Sul state (Photo credit: Wikipedia)

The North Eastern states of Brazil have already seen numerous high quality Minha Casa Minha Vida developments launch over the past 4 years, mainly thanks to the North Eastern state of Rio Grande do Norte being the South American headquarters of Anglo-Brazilian property Giant EcoHouse Group.

Now other states are hoping that EcoHouse will launch more of their superior quality social housing developments throughout the country and with the Brazilian government expected to extend the minha casa minha vida programme for another few years at least this may now be possible.

EcoHouse Brazil are however tight lipped as to where exactly they will launched their next social housing project but the Mid Western state of Mato Grosso do Sul has been a state that has come up in interviews and press releases on a number of occasions. Here’s a little more information about the recently founded state.

Mato Grosso do Sul (In English this translates as “thick forest of the south”) is an interesting mid-western Brazilian state. It’s unusual because it is so recent, having been founded only in 1977. That was when it was split away from Matto Grosso, its similarly-named and larger neighbour to the north. Mato Grosso do Sul (‘MGS’) is sparsely populated.

It has only two and a half million people, about a third of whom live in the capital, Campo Grande. That’s not very many people for a state with about the same land area as Germany (350,000 sq Km). MGS borders the adjacent countries of Bolivia to the west and also Paraguay to the southwest. This is as well as the other Brazilian states of Mato Grosso, Goias, Minas Gerais, Sao Paolo and Parana which are all next to it

The countryside makes up the vast majority of the land and it’s regarded by the many tourists each year as being both varied and beautiful. For example the popular Pantanal lowlands include forests, savannahs, open pastures and farms. This area is regarded as the largest ‘flooded’ lowland area on earth. In fact the name Pantanal was considered seriously as the name for the new state when it was created 35 years ago, before the decision was made to have a variation of its ‘parent’ state’s name. Another title considered at the time was Maracaju, which refers to the name of the main mountain range which runs from north to south across the territory.

In the so-called ‘Cerrado’ areas, mostly in the south and central regions, most farming people are Brazilians of either Portuguese or German descent, with some ethnic Italians too. Most of Mato Grosso do Sul’s economy is based one way or another on either service industries (46%) or on farming, both large and small scale. This latter mostly consists of crops (soybeans are important) and cattle raising and related occupations. Both of these are helped by the numerous tributaries of the mighty Parana River which criss-cross the state. There’s also an industrial and manufacturing sector which accounts for about one fifth of the state economy. Altogether, though, MGS accounts for only about one per cent of Brazil’s GDP. By the way, the general climate of MGS is mostly humid and warm but occasional variations at both ends of the temperature scale do happen.

The EcoHouse Group have offices in Brazil, the UK, North America, the Middle East, Singapore, malaysia and China. They have been constructing Minha Casa Minha Vida homes since 2009, and are reducing the housing shortage and giving people the chance to make Secure Investments through a secure government run programme.

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Brazilian state of Piaui welcomes the EcoHouse Group Expansion

Map locator of Brazil’s Piauí state (Photo credit: Wikipedia)

As EcoHouse Group announce more phases of their Bosque development  the people of Brazil wonder which city or even state will benefit from these future Minha Casa Minha Vida Developments? It’s a little known fact that EcoHouse Group don’t just build social housing, even though this is what they are most famous for, EcoHouse also build premium homes and office buildings and has in previous press releases stated that they do have plans to expand to other areas of the county, whether this means social housing or premium homes we will just have to wait and see. One state that is excited about this news is the North Eastern state of Piaui who say they would welcome new infrastructure, whether it’s social housing or premium homes and offices.

Here is a little more about the state of Piaui. One of the most interesting states in the northeast of Brazil is Piaui (pronounced ‘Pee-ow-ee’). It’s comparatively small in land area compared to many of the others and has a short coastline of only about 65Km. The rest of the state broadens out and stretches roughly southwest from the Atlantic (a bit like a bottle broadening away from its neck).

Another unusual feature is that, unlike all the other seaboard states of Brazil, colonial settlement originally started inland and gradually expanded towards the shore, instead of away from it.

Piaui has a total land area of around 97, 000 sq miles (a quarter of a million sq Km). This makes it almost exactly the same area as the United Kingdom but with far fewer people of course; only 3.2 million as opposed to the UK’s 63 million!

The state capital is Teresina (800,000 people) which is situated about 360 Km from the coast. Unusually, it’s the only state capital in the north east not actually on the coastline.

The economy of the state is varied. By 1900 the main industry had become the rearing of agricultural livestock, principally cattle and this has always been important from that day to this.  Actual crops in the area have also included timber, cotton, sugar and rubber and their many associated products. In more recent times hides and skins have become more important.

The state capital, Teresina was the first Brazilian city to be deliberately planned rather than just left to grow organically. Obviously though, a certain amount of unplanned expansion has taken place since the launch of the settlement.

The original design of the city was based on that of a chessboard and it was built from 1852 onwards after having been set out by architects. The nickname of the place is ‘The Green City’, mainly because of the large number of mango trees found throughout the whole area.

In terms of geography, practically the whole state lies inside the basin of the Parnaiba river ( and its tributaries) and in fact the main river does form the western frontier of the state. The river links Teresina with the Atlantic port of Parnaiba and also the other important city of Floriano. The land gradually slopes upwards through the state towards the south and east, through a series of uplands and plateaux.

Of the people of the state about sixty percent are mixed race.  Just under a quarter are Caucasian and the rest black or Amerindian, so to that extent the state is as cosmopolitan as the rest of the nation.

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EcoHouse Group offers secure investment to investors by holding funds in an escrow facility

EcoHouse Group offers secure investment to investors by holding funds in an ‘escrow’ facility, controlled by an independent lawyer.

A brochure for the investment, seen by an independent Financial Adviser, states that EcoHouse Group’s first social housing development, Arco Iris, had seen every unit pre-sold before completion and investors’ funds being “returned within 12 months”.

EcoHouse Group also has another scheme in the pipeline, the Bosque development, with two phases already pre-sold and further phases planned throughout Brazil.

The independent advisor stated that “The problem is that politics in these regions are very unstable and there is always a degree of uncertainty about what would happen if developments stall. Advisers must enter this area with the best realisation of all the possible outcomes, good and bad.”

The escrow facility protects the investor’s money from any problems that may arise…

Jason Purvor, international commercial director at EcoHouse Group, said: “This is a real estate transaction where clients buy an option to own a full constructed unit and capitalise on a government-backed social housing programme. The escrow facility is overseen by a third-party lawyer, who is regulated under the Solicitors Regulatory Authority.

“Our clients tend to be general real estate investors, who already have an alternative investment portfolio.”

Mr Purvor said investors had received their capital plus 20 per cent on the Arco Iris scheme, but the subsequent return on the Bosque development had been lowered to 15 per cent as a “commercial decision”.

The company now had sufficient capital to be looking at the next social housing project in the region, he added.

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Brazilian State of Bahia could benefit from EcoHouse Group and Minha Casa Minah Vida

Português do Brasil: Imagem aérea do Farol da Barra, em Salvador, Bahia, Brasil. (Photo credit: Wikipedia)

As the Minha Casa Minha programme enters its fourth year it has become apparent that the programme will get extend at least until 2016, President Dilma has more or less confirmed this during recent speeches. This news means that more areas will reap the benefits of the programme. As each area awaits news one of the largest Minha Casa Minha Vida developers in Brazil, EcoHouse Group is tight lipped regarding the locations of any future projects. Here’s a little more info on the state of Bahia

Bahia is not one of the very largest states in Brazil but it’s certainly pretty big.  The exact size is something over half a million square Kilometres which makes it about twice the area of the United Kingdom or about the same as France. The population of fourteen million however is much less than either (and is only about double the size of London). Of these, about 2.5 million live in the Salvador area of the State capital. Other important cities in the State are Feira de Santana (600,000 people), Vitoria da Conquista (300,000) and Camaçari ( 250,000)

The state is on the Atlantic coast of Brazil. As mentioned above, its capital is the city of Salvador, also on the coast, where the Atlantic meets the Bay of All Saints (in Portuguese; ‘Bahia de Todos os Santos’) which of course is where the name of the whole state originates.  By the way, the site of the city was first glimpsed by exploring sailors from Europe in the year 1501. The state is geographically divided into two main regions by the north-south mountain range known as Chapada Diamantina. Nowadays the eastern coastal areas of the state are much more developed than the interior. There are several reasons for this. For a start, the natural vegetation of much of the Atlantic seaboard is coastal forest, one of the largest remaining such parts of Brazil. The land is comparatively very fertile.

Consequently in cleared areas the main crops of sugar and tobacco have always done well in the plentiful rainfall although these products are rather less important than they once were. These days soybean growing is a really large part of cultivation.. Similarly, Bahia is now (and has been for some time) the country’s largest producer and exporter of cacao, often known as cocoa and of course the basic ingredient of chocolate. But agriculture these days only accounts for about ten per cent of Bahia State’s GDP. Roughly speaking the industrial component comprises around 50% and the service sector 40%.

Industries are diverse and tend to focus on petrochemical and metallurgical products. An increasing part of this is the automotive industry. Other developing concerns in the economic mix are textiles, clothing and footwear as well as cosmetics and food processing. In the new 21st century Bahia is generally regarded as doing better economically than many other parts of Brazil. As a result of this, many administrators believe that inward immigration from other parts of Brazil will soon increase drastically.

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Could EcoHouse Group bring Minha Casa Minha Vida to the Western State of Amazonas

Map locator of Brazil’s Amazonas state (Photo credit: Wikipedia)

With an area of over half a million square Kilometres, the state of Amazonas is (by far) the largest in Brazil. To put it into perspective, it is six times the size of Britain or more than three times that of France. However, with only about three and a half million people, Amazonas is very sparsely populated compared to either of those. Over a third of the entire state population lives in the area round Manaus the capital. The next largest settlement is the much smaller town of Parintins, rather less than one tenth the size.

Do these population figures mean that the Minha Casa Minha Vida social housing project will not be coming to Amazonas? Well, the demand for housing is not as big as it is in the over populated eastern states but President Dilma Rousseff insists that the scheme will roll out in all states. Critics say that this just isn’t possible as the eastern states still need millions of homes but with property giants such as the EcoHouse Group building homes in record time thanks to funding from international investors Dilma’s statement may turn out to be true after all

The state is in the north-west of Brazil and (as its name suggests) includes a large part of the upper or western Amazon River basin. It also borders on Peru, Columbia and Venezuela. Another interesting fact is that Amazonas is the ninth largest sub-national division in the entire world.

Back in the late fifteenth century, the Amazon Basin was actually granted to Spain rather than Portugal and for many years the two colonial empires contested for control. Finally the latter achieved dominance. However, in 1822 Brazil became independent, first of all as an ‘Empire’ under an Emperor who was a member of the Portuguese royal family. At the same time the area was renamed as the Province of Amazonas and some 25 years later the city of Manaus was designated. It was formally made the capital of the province in 1851.

From then on in the 19th Century the population grew rapidly; the increase fuelled by immigrants from all over Brazil (and elsewhere) attracted by the rubber boom. Although much money was made by the plantation owners, it was often at the cost of great human suffering caused by the slave-labour system which was not in fact abolished in the country until 1888, twenty three years after the United states. In any case, the rubber boom declined seriously towards the end of the century, in the face of major competition from British and Dutch rubber planters in the East Indies whose product was both cheaper and better.

For many years the state was in a condition of economic decline. It was not until the mid-twentieth century that things started to improve as a result of central government help. Nowadays the main economic activities in this wet area (every month at least 6cm of rain with no dry season at all!) are about 70% manufacturing and 20% service industry occupations.

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EcoHouse Brazil Beating the living daylights out of poverty by Sam Street

It is not often that you can visit a deprived community in Brazil and envy children growing up there.  However, that is exactly how I felt after witnessing EcoHouse Group’s latest social project in action.

This project is a Brazilian jiu-jitsu school opened in partnership with UFC fighter Ronny Markes.  Anybody who has been to Brazil before will have noticed that the Ultimate Fighting Championship (UFC) is second only to football in popularity here, so it was hardly surprising that the dojo in the neighbourhood of Vila de Ponta Negra was packed with about 30 local children.

Strangely enough, I live on the other side of Ponta Negra, just a 15 minute walk away from this neighbourhood and I run through it at least two mornings a week.  In Brazil it is extraordinarily common, and a damning indictment of the country’s social divide, for an upper/middle class community and a working class community to live side by side with zero communication, barely even acknowledging the other’s existence, just as is the case in Ponta Negra.  In fact, until I started going for runs in the morning, I believed that my nearest supermarket was a 20 minute bus ride away because no local person wanted to do their city a disservice by telling me it was actually in Vila de Ponta Negra.

Contrary to how wealthy Brazilians may describe it,  to me, Vila de Ponta Negra looked more modest than truly run down.  Although houses are only about the size of most garages in the UK, there are no shacks and the roads are relatively modern with only a few stray dogs around to give me second thoughts about running through there, and you soon get used to them.  To put it simply, Vila de Ponta Negra is what the majority of most Brazilian cities looks like and my side of Ponta Negra is probably how the government would prefer cities to look.

Of course, this is where EcoHouse comes into the picture with developments under the government’s Minha Casa, Minha Vida programme.  Through Minha Casa, Minha Vida, people like those in Vila de Ponta Negra will be able to own newly constructed larger and higher quality houses.  In my opinion the most important thing about EcoHouse’s developments, in particular, is the security, which the company will provide through gated communities, 24 hour guard towers and a police station on site.

It was simply unbelievable to hear Ronny Markes tell Gabriela, EcoHouse Brasil’s Head of Operations, and me that a number of kids attending these classes had previously been drug dealers or had seen their parents murdered and some of the girls had been raped.  Can you imagine all this happening within walking distance of your house and not apparently affecting your life or the life of anybody you know in any way whatsoever?  This is the fundamental difference between Brazil and a European country and the government knows it all too well.

At the moment you may be considering my opening statement, and wondering how on Earth I can say I have anything to envy.

Well you haven’t seen the class in action!  After Ronny introduced all the kids to Gabriela and explained to them how she had made this project possible, the lesson began in earnest and brought to my mind a new company slogan:

‘EcoHouse doesn’t just fight poverty, it beats the living daylights out of it!’

When I was in junior school, I was perfectly happy with my weekly karate class.  However, if I had had the option of something so competitive, so physical, so politically incorrect, so likely to give most mothers nightmares, and yet all under the guidance of one of the best fighters in the business, then karate would have paled into insignificance.

And here in Brazil, it wasn’t just the boys who were fired up about the class.  A little girl there had absolutely no hesitation in asking to fight the star pupil, who was a boy twice her size.

Check out this video to see what the kids get up to during the class (Ronny is the one standing over the kids on the left of the room giving instructions):

http://www.youtube.com/watch?v=KqSgt1xDoNU

Quite simply, if the government back in the UK is serious about restoring competitive sport to junior schools and also offering kids in deprived areas a sense of belonging outside of drugs and gangs, then I can think of no better way to do it than through Brazilian jiu-jitsu.

After this first bout, some of the other kids in the class got the chance to test their skills and this time it was left to the more experienced kids to ensure that the fights remained safe and the correct techniques were used.  Clearly this was a great way of developing them as people, rather than just jiu-jitsu fighters.

http://www.youtube.com/watch?v=I_sdxmOJ5bQ

At the end of the class I got to have a quick chat with Ronny about his aims for the class and where EcoHouse fits in.

He told me:  “EcoHouse Group has invested a lot in these kids and is fundamental to this project.  For example, without them we wouldn’t have a place to train or any kimonos for the children to wear.  With EcoHouse’s help, I really believe we can produce the champions of the future, starting with December’s regional championships in Joao Pessoa and then hopefully the national championships in Sao Paulo next year.”

After shaking Ronny’s vice-like hand and leaving the dojo, I asked Gabriela if I could go to the adult class and she simply laughed without saying anything.  I don’t think she realised how serious I was!

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Industry and the economy in Brazil

In recent decades, Brazil’s economy has been rebalancing, with a growth in the proportion of industry as opposed to the other sectors. Nowadays, it accounts for about a third of the country’s GDP and has the leading industrial sector among Latin American countries.

Most of the nation’s manufacturing is to be found in the south or south-east. However the north eastern part is starting to attract significant investment nowadays, especially in the coastal or near-coastal areas. Throughout the country as a whole Brazil has a wide range of different industries. These include oil and petrochemicals of all kinds, motor vehicles, steel and iron, aircraft and a whole spread of diverse consumer durables.

During the last twenty years the Brazilian Economy has become much more stable than before, allowing for a much better level of control on inflation, balance of payments and interest rates. This overall improvement is a result of (among other things) the so-called ‘Plano Real’ economic strategy which was introduced in 1994. The increased stability has led to a considerable boost in investment by Brazilian and overseas companies. Much of the new hardware and equipment has come from US providers.

A major goal of recent governments has been to aim for self-sufficiency in oil and derived products. In previous times more than two thirds of the Country’s needs had to be imported but nowadays virtual independence of supply has been achieved. Much of this is based on land but the burgeoning ‘pre-salt’ maritime sources are of increasing importance.

As regards other energy sources, hydroelectric plants provide 90% of Brazil’s electricity. Most of this comes from two major complexes based round the Tucuri Dam in Para and the Itaipu Dam on the Parana River which has the distinction of being the world’s largest dam of any kind.

Atomic power plants are either in existence or being planned and when the whole system is in place will provide about five per cent of the nation’s electricity.

Bearing in mind the vast scope of Brazil as the world’s sixth biggest GDP economy and the sixth largest in land area, it’s no surprise that natural resources are so abundant. As well as agricultural land there is of course the vast Amazon Forest and River itself plus of course the agricultural areas further south.

Primary minerals are quite plentiful and are only partly exploited so far. These include large reserves of iron plus gold, copper, nickel and tin. All of these are vital for domestic use and of course a source of earnings from overseas.

Overseas investment is of course actively encouraged and cultivated by the Brazilian Government.

Article Source : EcoHouse Brazil

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EcoHouse Group responds to the recent Brazilian Protests

Português: Dilma Rousseff faz o primeiro pronunciamento como presidente eleita do Brasil (Photo credit: Wikipedia)

Recently the Brazilian people have been protesting over the slow rate at which the government initiated social reform programme is happening. Dilma’s government is now well into its third term in office, with re-elections occurring based on the promised improvements to the infrastructure of the country including the provision of eight million more affordable homes over the coming years. With the 2014 World Cup and 2016 Rio Olympics in the offing the country is poised on the edge of a period of huge potential economic growth, with tourism likely to bring large amounts of money into the country. Prestigious sporting events such as the football World Cup and the Olympics attract investors from across the globe looking to assist in improving the infrastructure of the host country and cash in on both the financial gains to be made and the associated publicity. While plans are underway to make much needed improvements the Brazilian public are demanding that things move more quickly to meet the housing and transport demands of local residents sooner rather than later.

Brazilian President Dilma Rousseff has continued with the Minha casa minha vida Brazil social housing project set up by her predecessor, which aims to provide the eight million homes needed across the country and allow low to middle income families an opportunity to get on the property ladder. Construction of many of these homes has been outsourced to developers such as the global company EcoHouse Brazil, who alone have plans to construct thousands of homes in the coming year. By outsourcing the work to private companies the construction can be funded by foreign and national investors, who will then receive a return on their investment once building work is completed and houses sold to the public at a price set by the government. The Minha casa minha vida has been in operation since 2009 and has proven extremely popular, so far being responsible for the building of three million homes housing some ten million people.

Anglo Brazilian property giant EcoHouse Group recently commented on the protests, releasing a statement which outlined plans for new Minha casa minha vida housing builds throughout the country and emphasised that they believed the demands of the public for faster reform would be met, pointing out the pro-active response of the government to date. The largest and most recent EcoHouse Group development includes an on-site primary school for residents.

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Latest News of the Industry and the economy of Brazil

In recent decades, Brazil’s economy has been rebalancing, with a growth in the proportion of industry as opposed to the other sectors. Nowadays, it accounts for about a third of the country’s GDP and has the leading industrial sector among Latin American countries.

Most of the nation’s manufacturing is to be found in the south or south-east. However the north eastern part is starting to attract significant investment nowadays, especially in the coastal or near-coastal areas. Throughout the country as a whole Brazil has a wide range of different industries. These include oil and petrochemicals of all kinds, motor vehicles, steel and iron, aircraft and a whole spread of diverse consumer durables.

During the last twenty years the Brazilian Economy has become much more stable than before, allowing for a much better level of control on inflation, balance of payments and interest rates. This overall improvement is a result of (among other things) the so-called ‘Plano Real’ economic strategy which was introduced in 1994. The increased stability has led to a considerable boost in investment by Brazilian and overseas companies. Much of the new hardware and equipment has come from US providers.

A major goal of recent governments has been to aim for self-sufficiency in oil and derived products. In previous times more than two thirds of the Country’s needs had to be imported but nowadays virtual independence of supply has been achieved. Much of this is based on land but the burgeoning ‘pre-salt’ maritime sources are of increasing importance.

As regards other energy sources, hydroelectric plants provide 90% of Brazil’s electricity. Most of this comes from two major complexes based round the Tucuri Dam in Para and the Itaipu Dam on the Parana River which has the distinction of being the world’s largest dam of any kind.

Atomic power plants are either in existence or being planned and when the whole system is in place will provide about five per cent of the nation’s electricity.

Bearing in mind the vast scope of Brazil as the world’s sixth biggest GDP economy and the sixth largest in land area, it’s no surprise that natural resources are so abundant. As well as agricultural land there is of course the vast Amazon Forest and River itself plus of course the agricultural areas further south.

Primary minerals are quite plentiful and are only partly exploited so far. These include large reserves of iron plus gold, copper, nickel and tin. All of these are vital for domestic use and of course a source of earnings from overseas.

Overseas investment is of course actively encouraged and cultivated by the Brazilian Government.

Article Source : EcoHouse Brazil

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Foreign Investment in Brazil Increases Again for a Third Year

Recent figures have revealed that the number of foreign investors looking to Brazil as a viable investment option has risen for the third time in as many years, many believe that the cause of this unprecedented rise is the influence of two major upcoming sporting events .

In 2014 Brazil will host the FIFA World Cup and then just two years later in 2016 Brazil will also

Foto da minha viagem de helicóptero pelo Rio. (Photo credit: Wikipedia)

host the Olympic games, figures in the past have shown that hosting just one of these popular events can be a boost to any countries economy and financial well being a great deal. These facts have meant that investors from all over world including the US, Canada, the UK, Singapore and the Middle East have turned their attention to Brazil.

Another reason that investment increased was the introduction on the governments social housing programme named ‘Minha Casa Minha Vida’ which translates to ‘My House My Life’. The programme aims at building millions of social housing units to house Brazil’s growing middle class, in itself the scheme doesn’t bring in investors but the government realised quite early on in the programme that government appointed construction companies could not build the quantity of home required in the time needed so they allowed private construction companies to apply for permit to build these homes.

One of the most well known and respected companies to be accepted into this programme was EcoHouse Group, a UK based developer with offices in the UK, Brazil, North America, Singapore and the Middle East, In fact Ecohouse are the only UK company officially registered in the programme and have been actively building for a number of years now. EcoHouse are able to build more quickly than many of their Brazilian counterparts as they bypass the slow process of getting bank funding and invite investors  to fund building instead, offering 20% ROI after just 12 months.

EcoHouse are now well know worldwide and host regular seminars and events to showcase their past and present projects, they have already paid out millions to investors and have netted a number of prestigious awards such as New Europe Magazine Fast 50 Award 2011, OPP Awards for Excellence Best Affordable Development 2012, OPP Awards for Excellence Best Estate Agency Middle East 2012, OPP Awards for Excellence Best Developer South America 2012,AIPP Most Transparent Marketing Campaign 2013 and AIPP Best Developer outside the United Kingdom 2013.

Of course with success like this there are always the small time boiler room companies  trying to cash in on the success by claiming to offering the same investment at a much higher return, but beware you might be falling for a scam, EcoHouse are the only official participant in the UK and have an amazing track record so are really the only choice for minha casa minha vida investments.

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